{"id":6870,"date":"2025-03-18T15:21:43","date_gmt":"2025-03-18T15:21:43","guid":{"rendered":"https:\/\/berjogja.com\/skillup\/?post_type=product&#038;p=6870"},"modified":"2025-03-19T01:04:57","modified_gmt":"2025-03-19T01:04:57","slug":"6870","status":"publish","type":"product","link":"https:\/\/berjogja.com\/skillup\/product\/6870\/","title":{"rendered":"Kelas Panduan Beli Rumah KPR untuk Pasangan Muda (Online)"},"content":{"rendered":"<p>Kelas ini berlangsung setiap hari Rabu &amp; Kamis, pukul 19.00 WIB.<\/p>\n<p>Mentor: (Tentatif)<\/p>\n<p><strong>Materi:<\/strong><\/p>\n<p>1. Pengenalan KPR &amp; Jenis-Jenisnya<\/p>\n<ul>\n<li>Apa itu KPR dan bagaimana cara kerjanya?<\/li>\n<li>Jenis-jenis KPR (subsidi, non-subsidi, syariah, konvensional)<\/li>\n<li>Syarat utama mengajukan KPR<\/li>\n<\/ul>\n<p>2. Perencanaan Keuangan Sebelum Mengajukan KPR<\/p>\n<ul>\n<li>Menentukan budget rumah sesuai kemampuan<\/li>\n<li>Menghitung DP, cicilan, dan biaya tambahan lainnya<\/li>\n<li>Strategi menabung untuk DP rumah<\/li>\n<li>Mengevaluasi kondisi keuangan &amp; rasio utang<\/li>\n<\/ul>\n<p>3. Proses Pengajuan KPR<\/p>\n<ul>\n<li>Dokumen yang dibutuhkan untuk KPR<\/li>\n<li>Proses pengajuan &amp; tahapan persetujuan KPR<\/li>\n<li>Cara meningkatkan peluang persetujuan KPR<\/li>\n<li>Simulasi perhitungan cicilan dan tenor KPR<\/li>\n<\/ul>\n<p>4. Memilih Rumah yang Tepat<\/p>\n<ul>\n<li>Tips memilih lokasi &amp; tipe rumah sesuai kebutuhan<\/li>\n<li>Cek legalitas rumah dan sertifikat tanah<\/li>\n<li>Memahami perbedaan rumah baru vs rumah second<\/li>\n<\/ul>\n<p>5. Memahami Suku Bunga dan Skema Pembayaran<\/p>\n<ul>\n<li>Perbedaan suku bunga tetap &amp; suku bunga mengambang<\/li>\n<li>Kapan waktu terbaik untuk mengajukan KPR?<\/li>\n<li>Strategi mempercepat pelunasan KPR<\/li>\n<\/ul>\n<p>6. Risiko dan Cara Mengelola Cicilan KPR<\/p>\n<ul>\n<li>Risiko gagal bayar &amp; cara menghindarinya<\/li>\n<li>Opsi refinancing jika kesulitan membayar cicilan<\/li>\n<li>Cara mengelola keuangan setelah memiliki cicilan rumah<\/li>\n<\/ul>\n<p>7. Simulasi &amp; Tanya Jawab<\/p>\n<ul>\n<li>Simulasi perhitungan cicilan dengan berbagai skenario<\/li>\n<li>Tanya jawab seputar KPR dan kendala umum pasangan muda<\/li>\n<\/ul>\n<p>Benefit bagi Peserta:<\/p>\n<ul>\n<li>Ilmu bertambah<\/li>\n<li>E-Sertifikat<\/li>\n<li>Voucher 10% untuk Ikuti Kelas Lainnya di Skill-Up Berjogja<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kelas ini berlangsung setiap hari Rabu &amp; Kamis, pukul 19.00 WIB. Mentor: (Tentatif) Materi: 1.<\/p>\n","protected":false},"featured_media":6879,"comment_status":"open","ping_status":"closed","template":"","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":""},"product_brand":[],"product_cat":[35],"product_tag":[],"class_list":{"0":"post-6870","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-kelas-online","7":"infinite-scroll-item","8":"sales-flash-overlay","9":"woocommerce-text-align-left","10":"woocommerce-image-align-left","11":"do-quantity-buttons","13":"first","14":"instock","15":"sale","16":"shipping-taxable","17":"purchasable","18":"product-type-simple"},"_links":{"self":[{"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/product\/6870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/comments?post=6870"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/media\/6879"}],"wp:attachment":[{"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/media?parent=6870"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/product_brand?post=6870"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/product_cat?post=6870"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/berjogja.com\/skillup\/wp-json\/wp\/v2\/product_tag?post=6870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}